If you are facing unmanageable debt, the foreclosure of your home, relentless creditor calls, eviction, wage garnishments, lawsuits, levies, repossession etc. it is imperative that you contact the Jain Law Firm. With our advice and counsel we can determine your personalized strategy in dealing with your finances and debts.

Under Chapter 7 of the United States Bankruptcy Code, most of your unsecured debts will be "discharged" so that you will never need to repay those debts ever again. A "discharge" means that the debt is eliminated, with you not owing anything toward that debt and the creditor being barred by law from seeking payment on the debt, Unsecured debts include credit card debt, unsecured lines of credit, unpaid rent, some judgments and liens, medical bills, shortage claims from vehicle repossessions and home short sales, to name a few. If you qualify for a Chapter 7 bankruptcy, your debts will be discharged/eliminated. During the pendency of your Chapter 7 bankruptcy, you will be under Federal bankruptcy protection, often referred to as the "automatic stay," where creditors will be prohibited from contacting you, collecting against you, filing lawsuits against you. Additionally, actions such as home foreclosures, vehicle repossessions, evictions, wage garnishments, bank levies, and lawsuits cannot continue against you while under bankruptcy protection.

You can rest easy knowing that you and your family are protected under Chapter 7 bankruptcy as provided for by United States law. Call the Jain Law Firm to have your individual case reviewed by a qualified attorney to determine your ideal solution.

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